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Simplify financial support with an AI assistant

Answer card, transaction, account and service-terms questions from approved sources. Authorised financial-system connections let Muchat check requests and defined actions; your own services enforce authentication and permission to act.

My debit card is missing. Could you deactivate it?

It is temporarily inactive now, so no new payment can use it. A replacement request has been recorded for your saved address. Would you like a dispatch notification?

AI Agent

For banks, insurers and fintech teams supporting accounts, transactions and service applications.

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AI support, with your team Business knowledge and human handoff

A clearer route for financial service requests

  1. Keep repetitive questions out of the queue

    Answer general service questions from approved sources and route card or transaction requests with the required details.

  2. Clarify costs and the next step

    Explain fees and terms from current sources so customers know what they need to complete or review a request.

  3. Bring specialists in with request history

    When a customer needs another service or individual assessment, pass the topic and permitted details with the conversation.

Financial support within your policies and permitted routes

Deactivate a card, request a replacement, explain a fee or update account details, with operations restricted to verified account holders.

My card is missing. Please deactivate it.

The card is temporarily inactive, so new transactions cannot use it. If you find it, you can request reactivation from this account.

AI Assistant

These conversations and details are illustrative. Live status and account changes require connections to your systems and configured permissions.

Everything you need to build, deploy and improve it

  • Agent Knowledge

    Add approved fee schedules, service terms, application criteria and dispute procedures.

  • Conversation Channels

    One assistant for the website, app and connected messaging tools, using the same knowledge and service rules.

  • Procedures

    Define customer confirmation, action execution and exception handoffs; enforce permission in the financial service.

  • Forms & Cards

    Display permitted account details, transactions and action-confirmation forms from connected systems.

  • Team Handoff

    Send the topic, tracking reference and permitted conversation details to the appropriate specialist.

  • Multilingual Replies

    Reply in each customer’s language while maintaining your terminology and service limits across channels.

Connected to your support channels and authorised systems

Connect your website and support messaging channels. APIs and custom actions can link account, card, policy or payment systems; your organisation’s services must enforce authentication, permissions and action-result recording.

The most trusted AI agent for customer experience

Modern teams run on Muchat. See for yourself.

Up to 70%

Support automated

We chose Muchat because its dashboard is so easy to use. Even colleagues without a technical background can build an assistant and get started quickly.
Torob
Mohsen Khatami, Senior Product Manager, Torob

Millions

Users supported at scale

With Muchat's help, we were able to provide stable, high-quality services to millions of users at scale and with great speed.
Bale
Marc Manara, Head of Startups, Bale

Faster

Replies to customer questions

Implementing Muchat in our support department resulted in faster response times and increased satisfaction among Filimo subscribers.
Filimo
Akbar Amjadi, Support Manager, Filimo

Automated

Replies to seller support tickets

In the Digikala seller panel, we faced a high volume of daily inquiries. Muchat helped us automate a large portion of these questions, allowing us to create a better experience for our sellers.
Digikala
Mohadeseh Rajabi, Business Analyst, Digikala

+10,000 businesses trust Muchat

Trusted by 10,000+ brands

Helping Filimo customers from choosing a subscription to getting support

Faster
Replies to customer questions
Guided
Subscription selection and purchase
Read case study

How Torob automated customer support and made life easier for its team

Up to 70%
Support automated
Instant replies
Instead of a 2–3 hour wait
Read case study

Bringing AI support to Digikala’s seller panel

Automated
Replies to seller support tickets
Integrated
Through Muchat’s widget and API
Read case study

Enterprise-grade security & privacy

Protect your organization and customer data with encryption, access controls, and infrastructure tailored to your needs.

Explore security

Data privacy

Your business knowledge and customer data stay yours.

Access control

Define access for your team and assistant around your organization’s needs.

Enterprise infrastructure

Hosting, integrations, and deployment planned around your requirements.

Your data stays yours

Your data is only accessible to your AI agent and is never used to train models.

Data encryption

All data is encrypted at rest and in transit using industry-standard encryption algorithms.

Secure integrations

Verified variables ensure users can access only their own data in your systems.

Frequently asked questions

Will the assistant provide financial advice or choose a product?

It can explain published costs, terms and eligibility criteria. Leave individual recommendations and financial decisions to specialists, and define the boundary between general information and advice in your instructions.

How are actions restricted for unverified customers?

Enforce authentication and permissions in your account or card service. A Muchat action should run only after that service confirms approval; stating a name or knowing transaction details in chat is not sufficient identity verification.

Can it connect to our current account, card or payment system?

Suitable APIs can support permitted information lookups and specific actions. Define and test parameters, customer confirmation and error responses. Muchat does not have access to accounts by default.

How do fees, rates and service terms stay current?

Keep current fee schedules and terms in your sources and retire earlier versions when they change. Read variable account and transaction data through APIs; missing reliable information should trigger a handoff or review request.

How can we review replies and action results?

Review conversations and request history in support tools. Record financial-action references, timestamps and results in your own system so specialist handoffs show what was done and what the customer was told.

How are individual insurance cases or applications handled?

The assistant explains published terms and collects initial information. Case assessment, coverage decisions and application approval remain in your organisation’s specialist process; live status requires the relevant system connection.

Built for your industry

  • Retail & E-commerce

    Shoppers expect instant answers about products, delivery, and returns. Muchat learns from your store data and keeps them moving toward checkout.

  • Technology & Software

    Users want help inside the product, not in a ticket queue. Connect Muchat to your product, documentation, and team tools.

  • Travel & Hospitality

    Guests ask about availability, rates, and stay policies at every hour. Muchat responds across channels using your booking information.

  • Banking, Insurance & Fintech

    Transaction questions, insurance claims, and account services should not wait in a call queue. Muchat handles answers and secure escalation within your rules.

Join thousands of businesses building AI assistants with Muchat to support customers at any scale, across chat, messaging apps, and voice.

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